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Debt SIP Calculator Online

Calculate debt mutual fund SIP returns from 18+ fund houses. Expected returns: 6.5 - 9% p.a.

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Debt SIP Returns Comparison 2026

Compare debt mutual fund SIP returns across all major Indian fund houses.

Compare Debt SIP Returns Across Fund Houses

For ₹7,500/month · Period: 5 years

Fund HouseExpected ReturnFuture ValueWealth Gained
HDFC AMC6.5 - 9%₹5,47,353₹97,353
ICICI Prudential6 - 9%₹5,47,353₹97,353
ABSL MF6.5 - 9%₹5,47,353₹97,353
SBI MF6 - 8.5%₹5,40,079₹90,079
Axis MF6 - 8%₹5,40,079₹90,079
Kotak MF6 - 8.5%₹5,40,079₹90,079
Nippon India6 - 8.5%₹5,40,079₹90,079
UTI MF6 - 8.5%₹5,40,079₹90,079
DSP MF6 - 8.5%₹5,40,079₹90,079
Mirae Asset6 - 8%₹5,40,079₹90,079
Tata MF6 - 8.5%₹5,40,079₹90,079
Canara Robeco6 - 8%₹5,40,079₹90,079
Edelweiss MF6 - 8.5%₹5,40,079₹90,079
Bandhan MF6 - 8.5%₹5,40,079₹90,079
Sundaram MF6 - 8%₹5,40,079₹90,079

Frequently Asked Questions

What is Debt SIP?

Debt SIP is a Systematic Investment Plan in Debt Mutual Funds. You invest a fixed amount monthly in debt mutual funds, which invest in fixed income instruments like government securities, corporate bonds, and money market instruments.

What is the expected return on Debt SIP?

Debt funds have historically delivered returns in the range of 3% to 11% per annum over long periods. However, returns are not guaranteed and vary based on market conditions. Risk level: Low to Moderate.

Which Debt fund is best for SIP in 2026?

The best Debt fund for SIP depends on your goals, risk tolerance, and investment horizon. Compare returns across all major fund houses on this page. Look for consistency in 3, 5, and 10-year returns rather than short-term performance.

What is the minimum SIP amount for Debt funds?

Most Debt funds allow SIP starting from ₹500 per month. Some index funds allow as low as ₹100. Check the minimum SIP amount for each fund house in the comparison table above.

How long should I invest in Debt SIP?

For debt funds, 1-3 years is suitable for short-term goals. Match your investment horizon with the fund duration.