Calculate SIP returns for DSP MF Debt mutual funds. Expected returns: 6 - 8.5% p.a. Min SIP: ₹500/month.
| Year | Invested | Returns | Total Value |
|---|
DSP Mutual Fund offers debt mutual funds with expected returns of 6 - 8.5% per annum. Popular schemes include DSP Short Term Fund, DSP Bond Fund. Risk level: Low to Moderate.
Investment period: 5 years
| Monthly SIP | Future Value | Total Invested | Wealth Gained |
|---|---|---|---|
| ₹500/mo | ₹36,005 | ₹30,000 | ₹6,005 |
| ₹1,000/mo | ₹72,011 | ₹60,000 | ₹12,011 |
| ₹2,000/mo | ₹1,44,021 | ₹1,20,000 | ₹24,021 |
| ₹3,000/mo | ₹2,16,032 | ₹1,80,000 | ₹36,032 |
| ₹5,000/mo | ₹3,60,053 | ₹3,00,000 | ₹60,053 |
| ₹7,500/mo | ₹5,40,079 | ₹4,50,000 | ₹90,079 |
| ₹10,000/mo | ₹7,20,105 | ₹6,00,000 | ₹1,20,105 |
| ₹15,000/mo | ₹10,80,158 | ₹9,00,000 | ₹1,80,158 |
| ₹20,000/mo | ₹14,40,211 | ₹12,00,000 | ₹2,40,211 |
| ₹25,000/mo | ₹18,00,263 | ₹15,00,000 | ₹3,00,263 |
| ₹50,000/mo | ₹36,00,526 | ₹30,00,000 | ₹6,00,526 |
DSP MF Debt funds have historically delivered returns in the range of 6 - 8.5% per annum. Actual returns depend on market conditions, fund manager expertise, and the specific scheme. Popular funds include DSP Short Term Fund, DSP Bond Fund.
A monthly SIP of ₹7,500 in DSP MF Debt funds at 7% for 5 years can grow to approximately ₹5,40,079, with a total investment of ₹4,50,000 and wealth gained of ₹90,079.
The minimum SIP amount for DSP MF Debt funds starts from ₹500 per month. You can start investing with this small amount and increase it over time.
Exit load for DSP MF Debt funds: Nil to 0.25%. The expense ratio ranges from 0.22 - 0.68%. Always check the latest scheme document for current charges.
You can start a SIP in DSP MF Debt funds through the AMC website, mobile app, or any registered mutual fund distributor. You'll need your PAN, Aadhaar, bank account, and KYC verification. Use the calculator above to plan your SIP amount.