See how ₹15,000 monthly SIP grows across Equity, Debt, Hybrid, ELSS, and Index mutual funds.
| Year | Invested | Returns | Total Value |
|---|
Compare how ₹15,000/month SIP grows across different mutual fund categories.
| Category | Expected Return | Future Value | Wealth Gained | Period |
|---|---|---|---|---|
| Equity | 14% | ₹39,31,371 | ₹21,31,371 | 10 years |
| Debt | 7% | ₹10,80,158 | ₹1,80,158 | 5 years |
| Hybrid | 11% | ₹19,02,707 | ₹6,42,707 | 7 years |
| ELSS | 14% | ₹39,31,371 | ₹21,31,371 | 10 years |
| Index | 12% | ₹34,85,086 | ₹16,85,086 | 10 years |
At 12% annual return, ₹15,000/month SIP for 10 years grows to approximately ₹34,85,086. Your total investment would be ₹18,00,000 with wealth gained of ₹16,85,086.
For long-term goals (7+ years), equity funds offer the highest growth potential. For medium-term (3-5 years), hybrid funds provide balanced risk-return. For short-term (1-3 years), debt funds offer stability. Use the calculator above to compare.
Yes, most mutual funds allow SIP starting from ₹500/month. ₹15,000/month is a great amount for building long-term wealth. You can invest in equity, debt, hybrid, or ELSS funds.
With ₹15,000/month SIP at 12%, you invest ₹18,00,000 over 10 years but receive ₹34,85,086 — that's ₹16,85,086 created by compounding alone! Over 20 years, the effect is even more dramatic.
Yes! If you start with ₹15,000/month and increase by 10% annually, your corpus after 10 years at 12% would be significantly higher than a flat SIP. Step-up SIP aligns with your growing income.