Future Value: ₹36,005 at 7% for 5 years. Wealth gained: ₹6,005.
| Year | Invested | Returns | Total Value |
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A monthly SIP of ₹500 in SBI MF Debt funds at 7% for 5 years grows to ₹36,005. Total amount invested: ₹30,000, wealth gained: ₹6,005. Popular schemes: SBI Magnum Gilt Fund, SBI Short Term Debt Fund.
At 7% expected return for 5 years, ₹500/month SIP in SBI MF Debt funds grows to approximately ₹36,005. Total invested: ₹30,000, Wealth gained: ₹6,005.
SBI MF Debt funds offer expected returns of 6 - 8.5% p.a. with low to moderate risk. Popular schemes include SBI Magnum Gilt Fund, SBI Short Term Debt Fund. Compare with other fund houses on this page.
SBI MF Debt funds have an expense ratio of 0.25 - 0.80%. Lower expense ratios mean more of your returns stay with you. Exit load: Nil to 0.25%.
Yes, most SBI MF fund schemes allow you to increase (top-up) your SIP amount. You can also start an additional SIP in the same or different scheme. Consider step-up SIP for automatic annual increases.
For debt funds, 1-3 years is typical. Match your SIP duration with your financial goal timeline.